If you are planning to get a new credit card, then do a good research first. At present, many banks are providing attractive features on their credit cards, which include fuel cess exemption, EMI option, insurance, discount on hotel bills, cashback on purchases from online and offline stores, etc. We are telling you about 5 such credit cards, with which you can make huge savings on online shopping and food orders. Names of banks like SBI, HDFC, Axis Bank are included in providing credit cards.
1. HDFC Bank Millennia Credit Card
It offers 5% cashback on Amazon, BookMyShow, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato.
Gives 1% cashback on all other expenses (except fuel) including EMI and wallet transactions.
2. Indian Oil HDFC Bank Credit Card
It helps you load up to 50 litres of free fuel annually
You can earn reward points in the form of fuel points at Indian Oil outlets, 5 per cent of your spend on groceries and bill payments.
You get 1 fuel point for every ₹150 spent on all other purchases. The card also offers a 1 per cent fuel surcharge waiver
3. Swiggy HDFC Bank Credit Card
Gives 10 per cent cashback on bookings made through the Swiggy app. There is also a 5 per cent cashback on online spends across top brands. There is a 1 per cent cashback on other categories.
4. ICICI Bank Platinum Card
The ICICI Bank Platinum card offers fuel cess waiver so that you can save money by getting a waiver on fuel surcharge while refuelling.
5. Axis Bank Credit Cards
A. Flipkart Axis Bank Credit Card
Airport lounge access (four times a year)
Unlimited cashback on purchases from Flipkart and others
B. Axis Bank My Zone Credit Card
You get free SonyLiv Premium subscription worth ₹999 for a year.
You also get airport lounge access (4 times a year)
C. Airtel Axis Bank Credit Card
You get 25 percent cashback on Airtel mobile, broadband, Wi-Fi and DTH bill payments and 10 percent cashback on BigBasket, Zomato and Swiggy.
4 free lounge visits and 1 percent fuel surcharge waiver at select domestic airports.
6. SBI Card Miles Prime
A. You can earn 4 travel credits for every ₹200 spent on travel.
B. Convert your travel credit into air miles/hotel points, travel bookings or choose from a wide range of catalogue products.
C. You can also get a complimentary Priority Pass membership worth $99 and access over 1000 international airport lounges across the world.
D. Get four complimentary international airport lounge visits every year outside India (maximum two visits per quarter).
